SoFi Personal Loan Review 2026: Interest Rates, Fees, Eligibility, and More
With the SoFi personal loan, you can borrow between $5,000 and $100,000 with repayment terms of up to 7 years. You have a soft-credit pre-qualification process and no prepayment penalties. Plus, the flexible debt consolidation options and same-day funding are available for qualified borrowers. With this, SoFi remains one of the most popular personal loan lenders in 2026.