Effective date: May 22, 2026
These Terms & Conditions ("Terms") govern your access to and use of FinanceCardly (the "Site"). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.
1. About our service
FinanceCardly provides educational content, product comparisons, and links to third-party financial offers. We are not a bank, credit union, lender, broker, or investment adviser.
2. Not financial advice
All content is for informational and educational purposes only. It is not a recommendation to buy, apply for, or refinance any product. Rates, fees, bonuses, and eligibility change without notice. Verify all terms on the issuer's official website before applying.
3. Accuracy of information
We work to keep content accurate and current but do not warrant completeness or error-free information. You use the Site at your own risk.
4. User accounts
- You must provide accurate registration information and keep credentials confidential.
- You are responsible for activity under your account.
- We may suspend accounts that violate these Terms or applicable law.
- Member accounts are for readers only — not for editorial or administrative access.
5. Acceptable use
You agree not to:
- Use automated tools to scrape or overload the Site without permission
- Attempt unauthorized access to our systems or data
- Post unlawful, misleading, or infringing content
- Interfere with other users' access or security
6. Intellectual property
Text, graphics, logos, and layout on the Site are owned by FinanceCardly or licensors and protected by copyright and trademark laws. You may share links to our pages; republication or commercial reuse requires written permission.
7. Affiliate disclosure
Some links are affiliate links. We may earn a commission when you apply or sign up through those links, at no extra cost to you. This does not affect our editorial standards. Partners cannot pay for higher ratings or guaranteed placement.
8. Third-party products
When you leave our Site, you are subject to the third party's terms and privacy policy. We do not control issuer decisions, application outcomes, or customer service.
9. Disclaimer of warranties
THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
10. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, FinanceCardly AND ITS CONTRIBUTORS SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON ITS CONTENT.
11. Indemnification
You agree to indemnify and hold harmless FinanceCardly from claims arising from your misuse of the Site or violation of these Terms.
12. Governing law
These Terms are governed by the laws of the United States and the state in which we operate, without regard to conflict-of-law principles. Disputes shall be resolved in courts of competent jurisdiction in that state.
13. Changes
We may modify these Terms at any time. Continued use after changes constitutes acceptance. Review this page periodically.
14. Contact
Questions about these Terms: Contact Us.